Helping You Choose

Choosing the right plans matters to your health and your financial well-being. Use these resources to learn about your benefits and select the best options for you and your family.

Ask ALEX

ALEX is the fun, interactive tool that walks you through your options and helps you select a plan that may best fit your needs.

Use ALEX to explore the benefits of enrolling in the Aetna High Deductible Consumer Plan. For example:

  • Lower employee premiums
  • Opportunity to enroll in a Health Savings Account (HSA)
    • Increased opportunity for pre-tax savings
    • E*TRADE contributions into your account
    • Interest earnings on all contributions
    • Unused contributions (yours and E*TRADE’s) never expire

ALEX helps explain the financial impact of your benefits and can provide detailed guidance on the benefits of using a Health Savings Account (HSA) or Flexible Spending Account (FSA).

Plus, ALEX will help you decide how much to contribute to your 401(k). Make sure you use ALEX to discover how you can save money for your future. And, finally, ALEX can help you manage an upcoming Leave of Absence. Click here to use the LOA feature.

24/7 access from any device!

ALEX works on all devices with internet access, including your smartphone. Plus, you can fast-forward if you don’t need ALEX to explain a certain benefit.

As you evaluate your options and consider your costs for 2021, be sure to use ALEX for a look at E*TRADE’s benefit offerings.

Enrollment Checklist

Use this checklist to prepare for your enrollment.

  • Think about your coverage needs, including how much health care you anticipate needing and whether your current life and disability insurance provides enough protection.
  • Explore the benefits of enrolling in the Aetna High Deductible Consumer Plan.
  • Make sure your dependent information is correct and all your dependents are eligible. You will be required to provide documentation to prove the eligibility of any dependent you enroll in benefits. All currently covered dependents, as well as newly covered dependents, will be required to provide proof of eligibility.
  • Actively enroll if you would like to contribute to a Health Savings Account (HSA) or Flexible Spending Account (FSA). Learn how these accounts save money.
  • Explore the benefits of enrolling in the MetLife Legal Services Plan.
  • Name beneficiaries for your income protection benefits.
  • Complete your benefits enrollment ​within 31 days of your hire date. ​ ​​​​
TIP: Think about the full cost

When choosing a medical plan, it is important to think about the full cost of coverage—the amount you will spend out of your paycheck, as well as out of your pocket (copays, deductibles, and coinsurance)