Vision Plan

Having an annual eye exam is one of the best ways to ensure you are keeping your eyes healthy. You can enroll in vision coverage to save money on eligible vision care expenses such as eye exams, glasses, and contact lenses.

The E*TRADE vision care plan, administered by Vision Service Plan (VSP), provides great benefits on eye examinations and eyewear, plus valuable discount programs, all at an affordable price. The plan offers:

  • Personalized care. You will get quality care that focuses on your eyes and overall wellness with a WellVision Exam® from a Vision Service Plan (VSP) doctor. They will look for vision problems and signs of other health conditions, in addition to assessing your vision for corrective lenses or treatment.
  • Provider choice. With open access to see any eye care provider, you can choose the right one for you. Choose a Vision Service Plan (VSP) doctor or any other provider.
  • Savings. When you see a Vision Service Plan (VSP) doctor, you will get the most out of your benefit and have lower out-of-pocket costs. Plus, Vision Service Plan (VSP) guarantees that you will be 100% happy with your eye care and eyewear from a Vision Service Plan (VSP) doctor.
  • Eyewear. Chose the eyewear that is right for you and your budget. From classic styles to the latest fashions, you will find hundreds of options for you and your family.

Key Features

When you enroll in the vision plan, you will enjoy these key features:

  • Eye exams are covered every year, with a low copay.
  • Coverage for prescription eyeglasses or contact lenses, so you can choose the method of correction you prefer.
  • Wide network of providers that have agreed to negotiated rates, which helps you save money.
Find a network provider

You will generally pay less when you use a provider in the Vision Service Plan (VSP) network. For more information or to find a Vision Service Plan (VSP) doctor, visit VSP.com or call 1-800-877-7195.

Coverage Details

Vision Benefits

Coverage VSP Provider Non-VSP Provider
Eye Exam $20 copay Up to $35
Lenses:
  • Single vision, lined bifocal and lined trifocal lenses
  • Polycarbonate lenses for dependent children
No copay applies Single vision: up to $25
Lined bifocal: up to $40
Lined trifocal: up to
$55
Frames
  • No copay applies
  • $175 allowance for a wide selection of frames
  • 20% off amount over your allowance
Up to $45
Contact Lens Care
  • No copay applies
  • $175 allowance for contacts and the contact lens exam (fitting and evaluation)
Up to $105
Additional Discounts and Savings Only When You Use a VSP Provider
Second Pair of Glasses or Contacts Allows you to obtain glasses or contacts in addition to those in your core benefit Not covered
Glasses and Sunglasses
  • Average 35-40% savings on all noncovered lens options
  • 30% off additional glasses and sunglasses from the same VSP doctor on the same day as your WellVision Exam, or 20% within 12 months
Not covered
Contacts 15% off cost of contact lens exam (fitting and evaluation) Not covered
Laser Vision Correction
  • Average 15% off the regular price or 5% off the promotional price; discounts only available from contracted facilities
  • After surgery, use your frame allowance (if eligible) for sunglasses from any VSP doctor
Not covered
All benefits are available once every plan year.

VSP Vision Discount Program

Vision Service Plan’s (VSP’s) online eye care store lets you buy contact lenses and try on the latest styles in sun wear. When you find a pair you like, the site will even help find a doctor who carries them.

Features include:

  • More than 100 different contact lenses
  • Wide selection of the most popular sun wear brands
  • Free shipping

Maximize your Vision Service Plan (VSP) benefit by taking advantage of exclusive rebates, discounts, and special offers available only to members.

These offers are in addition to coverage under your Vision Service Plan (VSP) vision plan and can be combined with your plan coverage or used separately. Just log on to VSP.com and click “Rebates and Special Offers” for more information.

Aetna Vision Discount Program

This program offers vision care discounts as part of your Aetna medical coverage.

If you are not enrolled in the VSP program (but are enrolled in Aetna), you can get an eye exam at a participating Aetna provider for only $42. If you are enrolled in the VSP program, you can use the discount for additional exams not covered by VSP. Benefits include:

  • Thousands of locations, including national chains like Pearle Vision Centers, LensCrafters, and Target Optical
  • No referrals, waiting for reimbursement, or limits on how often you use the program
  • Contact lenses sent conveniently by mail at 15% off retail prices
  • LASIK surgery at 15% off retail prices

For more information or for a location near you, visit Aetna Vision or call 1-800-793-8616.